Terms of Service

Effective as of: [Date]

1. Acceptance of Terms

By using this website, you agree to these Terms and our Privacy Policy. If you disagree, do not use our services. :contentReference[oaicite:8]{index=8}

2. Your Responsibilities

Users must provide accurate information, respect intellectual property, and comply with laws.

3. Platform Usage & Disclaimer

This site acts as a venue; posts are public and do not create professional-client relationships. Experts provide informational answers only. :contentReference[oaicite:9]{index=9}

4. Limitation of Liability

We are not liable for indirect or consequential damages; use at your own risk.

5. Intellectual Property

Content is protected. Users may not reproduce or distribute without permission.

6. Modification of Terms

We may change these Terms anytime. Continued use after changes implies acceptance. :contentReference[oaicite:10]{index=10}

7. Governing Law & Dispute Resolution

These Terms are governed by the laws of [State/Country]. Disputes will be handled via [arbitration/courts].

8. Contact

Questions can be sent to [email] or via Contact Us.